At SportsMED, we believe financial concerns should never stand in the way of high-quality orthopedic care. That’s why we’ve partnered with iVitaFi* to offer 0% APR, interest patient financing, helping make out-of-pocket medical expenses easier to manage.
Whether you’re preparing for an upcoming procedure or addressing costs from a recent visit, this option allows you to receive the care you need now and pay over time—without interest.
0% APR, no interest financing allows eligible patients to spread their medical costs into predictable monthly payments rather than paying everything upfront. There is no interest charged on your balance.
As part of the application process, patients make an initial payment at signing. This is not a fee. It is your first payment, applied directly to your balance and reducing the amount you owe. Your monthly payments start the next month.
Applying takes just a few minutes and can be completed online. Applying does not impact your credit score, and patients across a wide range of credit profiles are encouraged to apply. iVitaFi manages the credit line program and offers excellent customer service to our patients.
If approved, you’ll see all financing details clearly before accepting, including:
The payment due at signing is typically equal to your monthly payment. This payment activates your account and is applied directly to your balance. Your next payment will not be due for at least 30 days.
There are no interest charges and no hidden fees, and repayment terms may extend up to 36 months, depending on eligibility.
The payment due at signing can be made using:
Ongoing payments can be managed through iVitaFi’s secure online portal with 24/7 account access using your credit card, debit card, HSA card, FSA card, or ACH payment.
You’ll never pay interest on your financed balance.
The initial payment is clearly shown before you accept financing and goes directly toward your balance—it is not an extra fee.
Checking eligibility does not affect your credit score. The iVitaFi program offers help to patients of all credit profiles.
Flexible, extended payment terms help make orthopedic care more accessible and manageable.
This financing option may be used for many SportsMED services, including:
In many cases, your line of credit may also be reused for future eligible services because your account is in good standing.
With 0% APR, no interest financing, SportsMED remains committed to providing exceptional orthopedic care—while helping make the cost of care easier to manage.
*Credit lines issued by Hatch Bank, a California Chartered Industrial Bank. Program managed by iVita Financial, LLC d/b/a iVitaFi. Terms and conditions apply. Subject to credit approval.
